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Try CasePortal for FreeJ. Holland grants in part a motion to exclude certain expert opinions in an insurance dispute regarding a roof failure. The insurer paid a portion of the repair estimate, claiming that the estimate included upgrades not required by "ordinance or law." The insurer also found that the roof failed due to poor construction rather than snow load, as the insured claimed. The insurance industry standards expert is not qualified to opine on whether the repair proposal would bring the building back up to code because he is not a building codes or construction expert. The expert's opinion on the defective design exclusion is his own opinion on the correct interpretation of the insurance contract, which is a legal conclusion, and must be excluded. The expert's opinion regarding the insurance company's net worth, as a “former head auditor and CPA with special expertise in insurance accounting" shall be allowed.