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Try CasePortal for FreeJ. Frimpong denies Experian's motion for summary judgment regarding a mother's allegations of violation of the Fair Credit Reporting Act after her child, a minor, was a victim of identity theft. The child's father opened at least 15 accounts in the child's name and incurred more than $35,000 in debt. The mother notified credit reporting agencies and submitted disputes, and Experian responded that some of the fraudulent accounts had been verified. After the mother filed suit, Experian removed the disputed items from the child's credit file. The mother alleges that Experian failed to conduct a reasonable reinvestigation in violation of the Fair Credit Reporting Act. A reasonable jury could conclude that Experian failed to properly investigate and that the child suffered emotional distress. It is up to the jury to decide whether Experian's conduct met the standard for willfulness.